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Top Long Term Disability Attorney

HELPING YOU GET THE COMPENSATION YOU DESERVE

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Attorney Aaron Engle

What Our Clients Say

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HOME 2021
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I contacted Aaron to discuss my long term disability claim. He reviewed the file, answered all of my questions, and provided me with strategies to respond to the denial. Very responsive, thoughtful, and generous with his time. I would highly recommend him for disability claims.
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Crystal B
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Highly recommend Aaron. Very professional, knowledgeable, communicative, thorough, and carefully considered my needs and concerns through the entire process. He exceeded my expectations and am so thankful to have had his help.
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Annie Benson
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Aaron Engle and his team are terrific. Aaron brings his deep knowledge of the law and his extensive experience taking on insurance companies and successfully getting them to provide the benefits that his clients are entitled to receive. I am an attorney with 30 years of experience practicing in a complicated area of the law. I have a disability that forced me to retire early. I thought I was capable of successfully filing my own claim for insurance benefits. I filed a claim on my own that my doctors and I thought was certain to be approved. It was denied. A fellow attorney recommended I hire Arron to file an appeal. Aaron and his team were competent, responsive and a pleasure to work with. Together we put together a rock solid case and won the appeal. I only wish that I had hired them before I originally filed my claim. If you have a claim to be won, Aaron is the attorney you want to take it on. And he won’t do that unless he honestly thinks you have a claim that is likely to succeed.
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Mary Forster
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Aaron and team helped overturn not one but two denials from my private disability insurance, which denied me coverage after a brain injury. He has great expertise in this area and created a thorough set of evidence for both successful appeals.
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Mychele Lindvall
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After surviving treatment for an aggressive form of leukemia and the horrendous process of a stem cell transplant, my disability insurer tried several times to disqualify me for payments. To make things worse, I developed a chronic illness as a direct result of my transplant. This was extremely hard on me both physically and emotionally. When I reached out to Aaron, he was patient, personal and very professional. He knew the appropriate steps to be taken and was able to retain my benefits. Aaron was able to work with my doctors while respecting their time and priorities dedicated to their patients. Aaron’s team, including his paralegal Terri, provided the legal support I wasn’t sure was possible at a vulnerable and stressful time in my life. Do not hesitate to reach out to Aaron’s law office if you find yourself in the unfortunate circumstances such as mine .
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Robert Sympson
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My disability claim was handled efficiently and with the utmost integrity and professionalism. The outcome was in my best interests, and the case has been actively maintained over the years. I have always been kept informed as to its status and advised regarding any actions needed on my part. Aaron and Terri have proven to have been the perfect solution to my LDI case and are deserving of my highest recommendation.
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Michelle T
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I got covid , which sadly turned into long haul covid and was unable to work. The company I worked for had disability insurance. I applied for this and my doctor of over 10 years filed out what seemed like mountains of paperwork. I was shocked and at a loss when my claim was denied. All those years that I paid into disability, I did so in faith that the money would get to the people who needed it and that it would be there for me if I ever needed it. The whole process was confusing, time-consuming, expensive (lots of appointments for medical documentation) and seemed unfairly stacked against me/anyone who was applying. When it became apparent that I was too naive and too sick to navigate the appeal process by myself, I turned to Aaron for help. Aaron was knowledgeable, compassionate, fairly priced and gave excellent advice. Aaron tried to keep my costs down. With Aarons help, the disability decision was changed and this happened without going to court. If I have a regret, it would be not contacting Aaron sooner in the process. I’m sorry that we live in a society where it is so difficult for people who are truly sick to get help. Some of the things that I experienced while sick and trying to get disability were shocking and eye opening. But, I am really glad that there are good lawyers like Aaron who are there to help and that I found him.
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Gail Peck
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Thank you to Aaron Engle and his team for assisting me throughout this claim process. I trust the group to handle and mitigate the majority of decisions on my behalf. I am dealing with multiple injuries, in need of various surgeries with additional complex injury to my spinal column. I appreciate the team handling this case for me. I have zero worries about any of it
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Tarek Awabdy
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If you are looking for a knowledgeable, trustworthy attorney with dedication for your case, hire Aaron and his team. He will go above and beyond to make sure your receive the most favorable outcome possible. Highly recommended.
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Terry Lee
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Aaron helped me with disability and an accident. Save yourself the headache of trying to jump through their hoops and just hire Aaron. He is worth every penny.

If you’ve been hurt in a car accident or are struggling with the symptoms of a traumatic brain injury, we know the last thing you want to do is pay for an attorney. You may feel like you’re in a no-win situation – you need a personal injury attorney to help to get your medical bills and other expenses paid, but you can’t afford to pay a lawyer. We’re devoted to helping our clients get better, and we don’t want cost to stand in your way. That’s why AEL accepts personal injury and short or long-term disability cases on a contingency fee basis. Our firm advances all costs related to your case, including court costs, consultations with experts and time invested in research, negotiation and litigation. You don’t pay a dime out of pocket.

If we negotiate a settlement or win a verdict in your favor, our fee will be a set percentage of your award, which depends on the type and nature of your case. If we don’t recover, we don’t get paid. It’s that simple. Our attorney is proud to work on a contingency fee basis, and it begins with your free consultation. If you’ve been hurt – even if you’re not sure whether you have a case – contact us today. You have nothing to lose and potentially much to gain.

Awards, Honors, & Memberships

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Have you suffered a long-term disability?


If you have become permanently disabled because of an injury or illness, you may be discovering that the insurance companies are not on your side. Your claim may have been denied or challenged, making it more difficult for you to take care of your family and pay the bills. Our lawyer takes on the insurance companies to get them to meet their responsibilities. If an insurance company is denying your long-term disability claim, our attorney can help you fight back. Contact us today to schedule a free consultation.

Were you injured in a car accident or other personal injury accident?

A negligent driver can cause a car accident that leaves you seriously injured. Or, you may have been hurt in a personal injury accident. These include slip and fall accidents, dog bites and injuries due to a defective product. Our attorney builds strong cases and fights back against insurance companies to get results. If you were hurt in car accident or personal injury accident, schedule a free consultation with attorney Aaron Engle. Contact us today.

We’ll use this information you give us to make sure we don’t have any conflicts of interest or other issues that would keep us from representing you. Our attorney will meet with you at our office in Edmonds– or if you can’t come to us, we’ll come to you. There’s no obligation when you meet with us. We just want you to know your rights.

What Are Long Term Disability Benefits?

Long Term Disability (“LTD”) benefits help an insured to replace lost income in the event of an injury or sickness resulting in an inability to work. The difference between LTD benefits and Workers’ Compensation, State Paid FMLA, or Social Security Disability Income benefits is that they are provided by contract. Most people have a LTD policy through their employment or privately purchased through an agent or broker.

What Is the Difference Between Individual Disability Policies, and Group Disability Policies?

The biggest difference between these two types of policies is the underwriting, typical policy terms, and governing law.  Privately purchased disability policies are underwritten for the individual being covered.  Group policies on the other hand are not individually underwritten. They are usually offered by an employer to a class of employees and not specific to the person being insured.  Individual policies are applied for and the premiums are paid for by the insured, separate and apart from an employer. Group policies are made available to employees by an employer or union, and the premiums are paid, at least in part, by the employer.

What is the governing law for my LTD policy?

This is one of the biggest differences between the two types of policies.  Individual policies are governed by State law. Group policies provided by employers are governed by a federal law called ERISA. Under ERISA, many of the remedies If the policy is governed by ERISA, then certain state laws that would otherwise provide relief to the insured are subject to ERISA preemption.

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    Krystal

    "Hello All! Just a quick note to let each one of you know that you are..

    Krystal
    02/08/2023
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    Mary

    "June, 2015 – Seven months after the accident … I was frustrated … struggled to function..

    Mary
    13/04/2023
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    Anna

    "I just want to reiterate how much I appreciate your prevailing with the subrogation stuff. It's..

    Anna
    13/05/2023
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    Debra

    "Dear Aaron, Yes, the Hartford has provided us with a monthly check x 2 months so..

    Debra
    06/09/2023
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    Sue

    "To the entire AEL team – I’m so very thankful to each of you for all..

    Sue
    07/09/2023
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    Don & Karen

    "Mike, Aaron, & Staff Thank you for all you have done for us and all you..

    Don & Karen
    03/08/2023